For sale · Costa del Sol · Málaga
Available4-Bed Apartment for Sale in Málaga
€480,000
4 beds · 2 baths · 103 m² built
Ref HT5521462Updated daily · Last sync 27 October 2026
About this property
Overview
Four-bedroom apartment in Málaga, Costa del Sol. This third-floor residence offers 103 square metres of adaptable living space in a well-maintained 1977 building with two lifts, providing a practical canvas for buyers ready to configure a home to their exact specifications. The four-bedroom layout delivers genuine flexibility for growing families or those requiring dedicated home office and guest accommodation.
The apartment provides two full bathrooms serving the four bedrooms across a functional floor plan. Natural light reaches the interior through exterior-facing windows, whilst a private balcony extends the living area outdoors. A dedicated storage room solves the perennial challenge of where to keep seasonal items, sports equipment and household essentials. The 103-square-metre built area translates to properly proportioned rooms rather than compromised dimensions, with space to establish distinct zones for sleeping, working and relaxing.
The building stands within Málaga's established residential fabric, where daily necessities sit within walking distance and the rhythm of authentic Spanish city life continues year-round. Málaga Cathedral lies approximately 2 kilometres from the property, whilst the historic centre's tapas bars, independent shops and cultural venues remain easily accessible. The location balances residential calm with urban connectivity, placing schools, medical centres and supermarkets within the immediate neighbourhood whilst keeping the beaches of the Costa del Sol within a short drive.
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Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 4
- Bathrooms
- 2
- Built area
- 103 m²
- City
- Málaga
- Province
- Málaga
- Coast
- Costa del Sol
Location
Málaga
Map shows the approximate Málaga area. Exact address provided upon request. This property is in MálagaCosta del Sol.
Playa de San Andrés
20 mindrive
Club de Golf de Guadalhorce
32 mindrive
IGY Málaga Marina
25 mindrive
Hospital Materno Infantil
17 mindrive
Málaga Airport (AGP)
36 mindrive
9 questions answered
Buying this apartment in Málaga
Can foreigners buy property in Málaga?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Málaga. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Málaga?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
