For sale · Costa del Sol · Monda
Available€478,000
3 beds · 3 baths · 184 m² built · 6500 m² plot
Ref HT5394088Updated daily · Last sync 10 October 2026



About this property
Three-bedroom villa with private pool in Monda, Costa del Sol. The property sits on 6,500 square metres of terraced land planted with mature olive and almond trees, creating an unusually private rural setting just minutes from the village. A spacious covered porch with high vaulted ceilings leads into the main house, where walls of glass bring light into the living spaces while maintaining the authentic rustic character throughout.
The 184-square-metre interior provides generous proportions across three bedrooms and three bathrooms, with the lounge, dining area and kitchen arranged in an open layout beneath exposed wooden beams. The covered porch extends the living space outdoors and connects directly to the private pool, which overlooks the landscaped gardens. One parking space is included, and the property comes unfurnished, offering scope to configure the interiors to personal taste. Built in 2003, the villa remains in good condition with original features intact, including terracotta floor tiles and traditional stonework details.
The finca lies on the edge of Monda, a white village in the Sierra de las Nieves foothills, 15 minutes by car from Marbella's western edge. The terraced plot has been carefully planted over many years, with established walking paths winding between the fruit trees and native Mediterranean shrubs. Coín, the nearest market town with supermarkets and weekly farmers' markets, sits eight kilometres to the south-east, while the coastal towns of Marbella and Fuengirola remain within a 25-minute drive for beach access and international dining.
Features
Property details
Location
Map shows the approximate Monda area. Exact address provided upon request. This property is in MondaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Monda. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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Market context
Live €/m² comparisons from current inventory of similar villas in the same city.
This Villa
€2,598 / m²
€2,598 × 184 m² = €478,000 asking
Comparable averages
Monda villas
8 active listings
Similar properties
Market average €3,278/sqm across 8 active monda villas.