For sale · Costa del Sol · Estepona
Available3-Bed Villa for Sale in Atalaya, Estepona
€1,095,000
3 beds · 2.5 baths · 196 m² built · 492 m² plot
Ref HT5468371Updated daily · Last sync 31 October 2026
About this property
Overview
Three-bedroom villa with private pool in Atalaya, Costa del Sol. This Andalusian-style property sits on a flat 492sqm plot within an exclusive community of just eight homes, where the shared pool is positioned directly in front of the villa, giving the feel of private access. Built in 1998 and maintained to an excellent standard, the 196sqm home comes fully furnished and ready to move into.
Inside, the layout delivers practical family living across well-proportioned rooms. The ground floor houses three bedrooms and 2.5 bathrooms, with 50sqm of terrace space extending the living areas outdoors. One private parking space is included. The plot requires minimal upkeep while offering enough garden space for outdoor dining and year-round use in the coastal climate.
The villa stands in Monte Biarritz, an established residential area in east Estepona, where local shops, cafés and restaurants are a five-minute walk away. Atalaya Golf & Country Club sits less than 2km inland, while the beach is under 15 minutes on foot. The setting balances residential quiet with proximity to Estepona town centre, which lies 5km west along the coast road.
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Features
What this home includes
- Alarm system
- Pool view
- Private garden
- Air conditioning
- Fireplace
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Private parking
- Close to golf
- Close to schools
- Close to the sea
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 3
- Bathrooms
- 2.5
- Built area
- 196 m²
- Terrace
- 50 m²
- Plot size
- 492 m²
- Parking spaces
- 1
- Levels
- 2
- Year built
- 1998
- Condition
- Excellent
- Furniture
- Fully Furnished
- Pool
- Yes
- Orientation
- South West, West
- Energy rating
- F
- CO₂ rating
- E
- Area
- Atalaya
- City
- Estepona
- Postcode
- 29688
- Province
- Málaga
- Coast
- Costa del Sol
Location
Atalaya, Estepona
Map shows the approximate Atalaya, Estepona area. Exact address provided upon request. This property is in AtalayaEsteponaCosta del Sol.
Playa Isdabe
5 mindrive
El Campanario Golf Course
5 mindrive
Puerto Deportivo José Banus
9 mindrive
HC Marbella International Hospital
7 mindrive
San Pedro Alcántara
7 mindrive
Málaga Airport (AGP)
60 mindrive
9 questions answered
Buying this villa in Atalaya
Can foreigners buy property in Atalaya?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Atalaya. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Atalaya?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
