For sale · Costa del Sol · Estepona
Available3-Bed Villa in Montevideo Hills, Estepona
Residential complexMontevideo HillsGated community
€697,000
3 beds · 2 baths · 236 m² built
Ref HT5490445Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom villa with private pool in Estepona, Costa del Sol. This semi-detached property in the gated Montevideo Hills community underwent a full renovation five years ago that preserved its Andalusian character whilst introducing energy-efficient systems including solar panels and smart glass technology that provides thermal and acoustic insulation.
The 236sqm interior includes three bedrooms and two bathrooms arranged across open-plan living spaces with traditional floor finishes. The smart glass installed in the living room and kitchen offers adjustable privacy without compromising natural light. A 67sqm terrace extends the living area outdoors, where the private pool sits within the property's grounds. The layout flows from an entrance hallway directly into the main living zones, maintaining the sense of space typical of southern Spanish architecture.
Montevideo Hills occupies a residential pocket in the El Paraíso area of Estepona, with communal facilities that include a shared pool, padel courts and 24-hour security. The A7 coastal motorway lies a short drive away, connecting the property to Estepona town centre in under ten minutes and providing direct access along the Costa del Sol corridor.
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Features
What this home includes
- Private pool
- Countryside view
- Barbecue
- Air conditioning
- Fireplace
- Basement
- Ensuite bathroom
- Fitted wardrobes
- Storage room
- Utility room
- Fibre internet
- Close to schools
- Close to town
- Near public transport
- Terrace
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 236 m²
- Terrace
- 67 m²
- Pool
- Yes
- Gated community
- Yes
- Complex
- Montevideo Hills
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexMontevideo HillsMap shows the Montevideo Hills complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
Playa Atalaya
6 mindrive
El Campanario Golf Course
1 mindrive
Puerto Deportivo José Banus
11 mindrive
The International School of Estepona
4 mindrive
Colegio Isdabe del Mar
5 mindrive
ALDI
14 minwalk
HC Marbella International Hospital
8 mindrive
Farmacia María del Mar Navarro Cozar
12 minwalk
Mustang
4 mindrive
San Pedro Alcántara
9 mindrive
Gibraltar Airport (GIB)
55 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this villa in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
