For sale · Costa del Sol · Estepona
Available€990,000€1,050,000
3 beds · 2 baths · 100 m² built · 600 m² plot
Price reduced
Ref HT5506300Updated daily · Last sync 14 November 2026



About this property
Three-bedroom villa with beachfront position in Costalita, Costa del Sol. The property sits just 210 metres from the shoreline, offering direct access to one of the quieter stretches of Estepona's western beaches. This is a detached home sold with pre-approved renovation plans that include the addition of a first floor and a complete reconfiguration of the interior layout.
The existing footprint covers 100 square metres across a single storey, with three bedrooms and two bathrooms. The approved plans propose a double-height living room, an open-plan kitchen extending onto a terrace, and expanded interior volumes designed to maximise natural light. The plot measures 600 square metres, providing space for outdoor dining areas, landscaping, and potential pool installation. One parking space is included. The terrace spans 15 square metres in its current form, though the renovation scheme increases covered and uncovered outdoor areas.
Costalita lies between Estepona town centre and San Pedro de Alcántara, a residential pocket known for low-density development and proximity to both the beach and the A7 coastal road. El Saladillo beach is a three-minute walk from the property, a Blue Flag strand with beach clubs and water sports during summer months. Estepona's old town, with its weekly market and marina, is a six-minute drive east. The sale includes the building permit and the architectural plans for the renovation.
Features
Property details
Location
Map shows the approximate Costalita, Estepona area. Exact address provided upon request. This property is in CostalitaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Costalita. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar villas in the same city.
This Villa
€9,900 / m²
€9,900 × 100 m² = €990,000 asking
Comparable averages
Estepona villas
207 active listings
Similar properties
Market average €5,648/sqm across 207 active estepona villas.