For sale · Costa del Sol · Vélez-Málaga
Available€171,000
3 beds · 1 bath · 129 m² built
Ref HT5182315Updated daily · Last sync 23 June 2026



About this property
Three-bedroom townhouse in Costa del Sol East, Vélez-Málaga, Costa del Sol. Built in 1980 and maintained in good condition, this 129sqm property combines functional living space with a private 15sqm terrace that extends your usable area outdoors. The single-level layout accommodates three bedrooms and one bathroom, offering straightforward family accommodation without the complications of multiple storeys.
Inside, the 129 square metres distribute across living areas, kitchen, and sleeping quarters with enough separation for household privacy. The terrace provides an outdoor room for morning coffee or evening meals, shielded from neighbouring sightlines. Three bedrooms allow for two children's rooms plus a principal bedroom, or alternatively two bedrooms with a dedicated home office. The single bathroom serves the household with a layout typical of 1980s construction. Storage space throughout the property handles the practical demands of permanent residence, whilst the terrace adds 15 square metres of functional outdoor living that doesn't require garden maintenance.
The townhouse sits in Costa del Sol East within Vélez-Málaga, positioning you 15 minutes by car from the coast. Mercadona supermarket lies five minutes on foot for weekly provisions, whilst the bus stop two minutes away connects you to wider transport links. Ingenio Shopping Centre sits eight minutes away by car, providing additional retail and dining options beyond the immediate neighbourhood. The location balances residential quiet with access to daily amenities, avoiding both isolated rural settings and dense tourist zones.
Features
Property details
Location
Map shows the approximate Costa del Sol East, Vélez-Málaga area. Exact address provided upon request. This property is in Vélez-MálagaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Vélez-Málaga. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€1,326 / m²
€1,326 × 129 m² = €171,000 asking
Comparable averages
Vélez-Málaga townhouses
19 active listings
Similar properties
Market average €1,596/sqm across 19 active vélez-málaga townhouses.