For sale · Costa del Sol · Fuengirola
Available3-Bed Townhouse for Sale in Fuengirola
€435,000
3 beds · 1 bath · 98 m² built
Ref HT5493973Updated daily · Last sync 14 November 2026
About this property
Overview
Three-bedroom villa in Fuengirola, Costa del Sol. This detached house sits just 200 metres from the beach on a quiet residential street, offering south-facing orientation that floods the interior with natural light throughout the day. The recently refurbished kitchen and independent layout provide practical living space without community fees.
The 98sqm interior accommodates three bedrooms, each fitted with built-in wardrobes, alongside one bathroom and a separate renovated kitchen with an adjoining pantry for additional storage. The living-dining room opens onto a sunny patio that includes its own storage area, whilst upstairs a large rooftop solarium terrace adds 16sqm of outdoor space with unobstructed views across the surrounding neighbourhood. The independent structure means no shared walls or monthly community charges.
The property stands in central Fuengirola within a three-minute walk of Playa de Fuengirola, placing the promenade, beach bars and watersports facilities at the end of the street. Shops, supermarkets, restaurants and the local bus station all fall within 400 metres, whilst the town's medical centre and pharmacy sit two streets away. The rooftop solarium measures approximately 16sqm with space for sun loungers and outdoor dining furniture.
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Features
What this home includes
- Air conditioning
- Fitted kitchen
- Fitted wardrobes
- Beachside
- Close to schools
- Close to the sea
- Close to town
- Near public transport
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Semi-detached house
- Bedrooms
- 3
- Bathrooms
- 1
- Built area
- 98 m²
- Terrace
- 16 m²
- Levels
- 2
- Condition
- Recently Refurbished
- Orientation
- South
- City
- Fuengirola
- Postcode
- 29640
- Province
- Málaga
- Coast
- Costa del Sol
Location
Fuengirola
Map shows the approximate Fuengirola area. Exact address provided upon request. This property is in FuengirolaCosta del Sol.
Playa de Santa Amalia
2 mindrive
Cerrado del Aguila Golf
12 mindrive
Puerto Deportivo de Fuengirola
3 mindrive
Hospital Vithas Xanit International
14 mindrive
Málaga Airport (AGP)
34 mindrive
9 questions answered
Buying this townhouse in Fuengirola
Can foreigners buy property in Fuengirola?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Fuengirola?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
