For sale · Costa del Sol · Estepona
Available€955,000
3 beds · 3 baths · 148 m² built · 290 m² plot
Ref HT5512567Updated daily · Last sync 21 October 2026



About this property
Three-bedroom villa with private pool in Selwo, Costa del Sol. Built in 2021 and kept in excellent condition, this semi-detached property sits on a 290 square metre plot with direct garden gate access to the communal pool and landscaped grounds. The bioclimatic pergola over the covered terrace features adjustable louvres and side screens, extending the outdoor living space across all seasons.
The ground floor unfolds as a single open-plan area: living room, dining space and kitchen fitted with Neff appliances, all opening through full-height glazing onto the 46 square metre terrace and private garden. Upstairs, three bedrooms each have their own bathroom, with the principal bedroom occupying the entire top floor. The 148 square metre interior includes underfloor heating, and the plot provides parking for two vehicles within the gated boundary. All kitchen appliances remain with the property, and furniture is available by separate negotiation.
The villa forms part of Oasis 22, a boutique gated community of 22 homes in La Resina on Estepona's New Golden Mile. The development sits between Estepona town centre, 10 minutes by car to the west, and Puerto Banús, 15 minutes east along the A7. El Saladillo beach lies three kilometres south, reachable in five minutes by car, while the wider Costa del Sol coastline stretches in both directions from this central position between the two towns.
Features
Property details
Location
Map shows the Oasis 22 complex location. Exact unit address provided upon request. This property is in SelwoEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Selwo. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€6,453 / m²
€6,453 × 148 m² = €955,000 asking
Comparable averages
Estepona townhouses
256 active listings
Similar properties
Market average €4,162/sqm across 256 active estepona townhouses.