For sale · Costa del Sol · Estepona
Available€556,000
3 beds · 3 baths · 133 m² built · 162 m² plot
Ref HT5512645Updated daily · Last sync 16 October 2026



About this property
Three-bedroom townhouse with private pool in Estepona, Costa del Sol. The 162-square-metre plot delivers a rare combination of outdoor privacy and manageable scale, with the 79 square metres of terrace space split between covered and open-air zones that extend the living area across multiple levels.
Inside, 133 square metres of built space accommodates three bedrooms and three bathrooms across a layout that separates the principal suite from the guest rooms. The kitchen arrives fully fitted with integrated appliances, while fitted wardrobes in each bedroom eliminate the need for freestanding storage. Air conditioning runs throughout, supplemented by electric blinds that regulate light and temperature from a wall switch. The living and dining area opens directly onto the terrace, creating a single entertaining zone that spans indoor and outdoor space. An alarm system covers entry points and ground-floor windows.
The property sits in Estepona East, 2.5 kilometres from Playa del Cristo and a seven-minute drive from Estepona's old town centre. The west-facing orientation floods the terraces with afternoon and evening sun, particularly across the pool deck where a built-in barbecue anchors the outdoor kitchen area. One private parking space sits within the plot boundary, accessed via a dedicated gate that keeps vehicles separate from the garden and pool zone.
Features
Property details
Location
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€4,180 / m²
€4,180 × 133 m² = €556,000 asking
Comparable averages
Estepona townhouses
260 active listings
Similar properties
Market average €4,150/sqm across 260 active estepona townhouses.