For sale · Costa del Sol · Estepona
Available3-Bed Townhouse for Sale in Estepona
Gated community
€495,000€525,000
3 beds · 2 baths · 128 m² built · 128 m² plot
Price reduced
Ref HT5488156Updated daily · Last sync 11 November 2026
About this property
Overview
Three-bedroom villa with private pool in Estepona, Costa del Sol. This recently renovated semi-detached property sits within a secure gated community on the New Golden Mile, sharing just one common wall with excellent soundproofing. The south-facing orientation floods the interiors with natural light throughout the day, whilst the active rental licence offers immediate income potential for investors.
The 128sqm interior centres on an open-plan living and dining space with a working fireplace, flowing directly onto a 30sqm private terrace and garden. The modern kitchen includes a dedicated laundry area, and a contemporary ground-floor bathroom serves guests and daily living. Upstairs, three double bedrooms provide generous proportions, serviced by a second full bathroom. The property comes fully furnished, ready for immediate occupation or rental, and the private terrace leads down to the communal pool area within a few steps.
The villa is located in Bel Air, a residential enclave on Estepona's New Golden Mile, positioned between the Mediterranean coastline and the Sierra Bermeja foothills. The community sits adjacent to Bel Air Padel Club, whilst Atalaya Golf & Country Club lies 1.5 kilometres inland. Puerto Banús marina is a seven-minute drive east, and Estepona's historic town centre with its daily market and beachfront promenade is five kilometres west along the A-7 coastal road.
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Features
What this home includes
- Pool view
- Air conditioning
- Fireplace
- Double glazing
- Fitted wardrobes
- Furnished
- Storage room
- Close to schools
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Semi-detached house
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 128 m²
- Terrace
- 30 m²
- Plot size
- 128 m²
- Levels
- 2
- Furniture
- Fully Furnished
- Pool
- Yes
- Gated community
- Yes
- City
- Estepona
- Postcode
- 29688
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
