For sale · Costa del Sol · Estepona
Available3-Bed Townhouse in Cortijo del Mar Resort, Estepona
Residential complexCortijo del Mar ResortGated community
€580,000
3 beds · 2.5 baths · 162 m² built · 95 m² plot
Ref HT5468962Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom townhouse with private pool in Estepona, Costa del Sol. This fully furnished residence in the gated Cortijo del Mar Resort offers 162 square metres of living space arranged across multiple levels, with a master suite featuring an en-suite bathroom and two additional bedrooms sharing a family bathroom. The private pool sits within a 95-square-metre garden accessed directly from the living room, which includes a working fireplace and flows onto a 39-square-metre terrace.
Inside, the ground-floor layout places the guest toilet near the entrance, whilst the main living areas open to the outdoor spaces through glass doors. The kitchen comes equipped and ready for immediate use, and the property includes one allocated parking space. Built in 2009, the townhouse retains its original features in good condition, with tiled floors throughout and fitted wardrobes in all three bedrooms. The terrace provides space for outdoor dining, with steps leading down to the garden and pool area.
Cortijo del Mar Resort surrounds residents with tropical gardens and a lagoon-shaped communal pool, alongside 24-hour security and concierge services. The Kambalaya restaurant-bar operates on-site from Easter through October. Campanario Golf Club sits within walking distance, offering a clubhouse with gym, sauna, and indoor pool. The resort provides direct access to Costa del Sol facilities, with Estepona's marina and town centre a ten-minute drive away.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 2.5
- Built area
- 162 m²
- Terrace
- 39 m²
- Plot size
- 95 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Complex
- Cortijo del Mar Resort
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexCortijo del Mar ResortMap shows the Cortijo del Mar Resort complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
Málaga Airport (AGP)
62 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
