For sale · Costa del Sol · Estepona
Available€785,000
3 beds · 2.5 baths · 123 m² built · 206 m² plot
Ref HT5362189Updated daily · Last sync 11 November 2026
About this property
Three-bedroom villa with private pool in Estepona, Costa del Sol. This brand-new 2025 construction offers 123 square metres of interior space arranged across a 206-square-metre plot, with your own garden and swimming access. South-west orientation ensures afternoon sun floods the open-plan living areas and the 44-square-metre terrace throughout the year.
Inside, the ground floor presents an open-plan kitchen fitted with integrated appliances, flowing into a double-height living room with glass doors opening to both covered and uncovered terrace sections. All three bedrooms include fitted wardrobes, with the principal bedroom featuring an en-suite bathroom and direct terrace access. Underfloor heating runs throughout the property, supplemented by air conditioning, whilst electric blinds and security shutters provide climate and privacy control. The kitchen connects to a separate utility area, and a guest toilet serves the ground-floor living space. One secure parking space sits within the private garage.
The villa stands in a residential area of Estepona with mountain views visible from the upper-floor bedrooms and terrace. Estepona's old town centre lies 3 kilometres to the south, reachable in six minutes by car, where the weekly market and beachfront promenade draw both residents and visitors. The property sits within walking distance of a children's playground, with several golf courses positioned within a ten-minute drive along the coast road. Optional furniture packages allow immediate occupation upon completion.
Features
Property details
Location
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€6,382 / m²
€6,382 × 123 m² = €785,000 asking
Comparable averages
Estepona townhouses
259 active listings
Similar properties
Market average €4,123/sqm across 259 active estepona townhouses.