For sale · Costa del Sol · Estepona
Available3-Bed Townhouse in The Islands, Estepona
Residential complexThe IslandsGated community
€3,450,000€3,500,000
3 beds · 4 baths · 364 m² built · 106 m² plot
Price reduced
Ref HT3645113Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom townhouse with beachfront position in Estepona, Costa del Sol. Direct access to the Mediterranean places the sand within a few steps of your front door, whilst the south-facing orientation fills the 364sqm of interior space with natural light throughout the day. The rooftop solarium extends your living area skyward, offering uninterrupted sea views across 108sqm of private terrace.
The ground floor opens onto an open-plan living area that connects to a state-of-the-art kitchen, with glass doors leading to the terrace. Three en-suite bedrooms occupy the upper levels, each with its own bathroom, whilst a fourth bathroom serves guests on the main floor. The property comes fully furnished to an excellent standard, with contemporary fittings throughout the 2019 build. One underground parking space provides secure vehicle storage, and the private pool sits within the 106sqm plot.
The Islands complex surrounds you with infinity pools, a wellness area, and a gymnasium, all within a gated environment. Estepona's marina sits 2km west along the promenade, where you'll find waterfront restaurants and yacht berths. The town centre lies 15 minutes on foot, placing shops and tapas bars within easy reach of your beachfront address.
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Features
What this home includes
- Sea view
- Barbecue
- Private garden
- Solarium
- Air conditioning
- Jacuzzi
- Basement
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Storage room
- Utility room
- Covered parking
- Garage
- Private parking
- Fibre internet
- Smart home
- Beachfront
- Beachside
- Close to marina
- Close to the sea
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 4
- Built area
- 364 m²
- Terrace
- 108 m²
- Plot size
- 106 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- Orientation
- South
- Complex
- The Islands
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. The exact position of The Islands is not published. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
