For sale · Costa del Sol · Estepona
Available€1,295,000
3 beds · 4 baths · 315 m² built · 80 m² plot
Ref HT5433328Updated daily · Last sync 22 October 2026



About this property
Three-bedroom townhouse with sea views in Costalita, Costa del Sol. The master suite claims the entire second floor, complete with its own dressing area and a private terrace where the Mediterranean stretches across the horizon. Each of the three bedrooms includes an en-suite bathroom and opens onto its own terrace, creating three distinct retreats within 315 square metres of living space.
The ground floor dedicates separate areas to sitting and dining, both benefiting from the natural light that fills this property throughout the day. Four bathrooms service the three bedrooms, whilst 80 square metres of terrace space extends across multiple levels. The townhouse sits on an 80-square-metre plot within a gated community that maintains two shared pools and tropical gardens. One parking space is included, and the property comes fully furnished to excellent standard, having been built in 2005.
The community occupies a beachfront position in Costalita, with the sand and seaside promenade just a five-minute walk from the front gate. Estepona town centre lies 10 minutes away by car, whilst Puerto Banús marina sits 15 minutes in the opposite direction along the coast road. The gated entrance and tropical planting create a buffer between the property and the main coastal route, yet the beach remains close enough for daily visits on foot.
Features
Property details
Location
Map shows the approximate Costalita, Estepona area. Exact address provided upon request. This property is in CostalitaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Costalita. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€4,111 / m²
€4,111 × 315 m² = €1,295,000 asking
Comparable averages
Estepona townhouses
254 active listings
Similar properties
Market average €4,172/sqm across 254 active estepona townhouses.