For sale · Costa del Sol · Estepona
Available€769,000€795,000
3 beds · 2.5 baths · 140 m² built · 67 m² plot
Price reduced
Ref HT5395837Updated daily · Last sync 31 October 2026



About this property
Three-bedroom villa with private pool in Atalaya, Costa del Sol. Completed in 2025, this top-floor property spans 129 square metres of contemporary living space, with an additional 72 square metres of terrace designed to maximise the south-facing orientation and natural light throughout the day.
The open-plan ground floor connects the living area to the front terrace and garden, whilst the larger rear garden offers natural shade and space for outdoor dining or planting. The villa includes three bedrooms across two levels, with 2.5 bathrooms finished to a high specification. The kitchen is fully fitted with modern appliances, and a private parking space is included. The terrace wraps around the property, providing multiple outdoor zones for different times of day, all benefiting from the southern exposure.
Serene Atalaya is a new residential development positioned between the coast and Atalaya Golf & Country Club, which sits less than five minutes' walk from the property. The complex offers direct access to golf facilities and is located 10 minutes by car from Puerto Banús and the beaches of San Pedro de Alcántara. The villa's top-floor position within the development provides additional privacy whilst maintaining ground-level garden access through the dual outdoor spaces.
Features
Property details
Location
Map shows the Serene Atalaya complex location. Exact unit address provided upon request. This property is in AtalayaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Atalaya. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€5,493 / m²
€5,493 × 140 m² = €769,000 asking
Comparable averages
Estepona townhouses
262 active listings
Similar properties
Market average €4,133/sqm across 262 active estepona townhouses.