For sale · Costa del Sol · Fuengirola
Available€395,000
3 beds · 2 baths · 98 m² built
Ref HT5294416Updated daily · Last sync 27 October 2026



About this property
Three-bedroom townhouse with sea views in Fuengirola, Costa del Sol. The 53sqm southwest-facing terrace delivers mountain panoramas alongside coastal glimpses, providing outdoor space that functions as an extension of the 98sqm interior across both levels.
The ground floor holds a living room with fireplace opening directly onto the terrace, a functional kitchen, and a laundry room alongside a recently renovated bathroom. Upstairs, three bedrooms share a second bathroom, with the layout separating sleeping quarters from daytime living areas. The property comes fully furnished and includes one parking space within the complex. South orientation ensures natural light throughout the day, whilst the terrace's 53sqm footprint accommodates dining and seating zones with room for planters or sun loungers.
Mijas Jardin sits in Campo Mijas, a residential area that balances proximity to Fuengirola's coast with access to the hillside terrain characteristic of the municipality. The complex includes a communal pool and lies approximately 4 kilometres from Fuengirola's beachfront promenade. Built in 1984, the townhouse retains Andalusian architectural details including the ground-floor fireplace and the terrace's open aspect towards the sierra.
Features
Property details
Location
Map shows the Mijas Jardin complex location. Exact unit address provided upon request. This property is in FuengirolaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€4,031 / m²
€4,031 × 98 m² = €395,000 asking
Comparable averages
Fuengirola townhouses
22 active listings
Similar properties
Market average €3,720/sqm across 22 active fuengirola townhouses.