For sale · Costa del Sol · Estepona
Available3-Bed Townhouse in Bahía Azul, Estepona
Residential complexBahía AzulGated community
€695,000
3 beds · 3 baths · 120 m² built
Ref HT5534290Updated daily · Last sync 14 November 2026
About this property
Overview
Three-bedroom townhouse with beachfront position in Estepona, Costa del Sol. Direct beach access from the private garden means the sand is seconds away, not streets. The property has been fully renovated across three floors, combining the original 1989 structure with contemporary finishes throughout.
The ground floor centres on a living room with a wood-burning stove and built-in oven, opening through two sliding doors onto the garden. A glass balustrade separates the dining area, which flows into the fitted kitchen with external window. Wood-effect flooring runs throughout, and ducted air conditioning provides heating and cooling. The first floor holds three bedrooms and two bathrooms, including a master suite with built-in wardrobes and en-suite bathroom. A guest WC sits beneath the staircase. Total built area spans 120 square metres, with 60 square metres of terrace space and one parking space included.
Bahía Azul is a frontline beach complex offering a communal pool, landscaped gardens, and padel courts, all within the gated perimeter. Estepona's marina sits 2 kilometres west along the coastal promenade, with the old town's Plaza de las Flores a five-minute drive inland. The complex places you on a quiet stretch of the Costa del Sol coastline, where the beach remains accessible year-round without crossing a road.
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Features
What this home includes
- Alarm system
- Barbecue
- Private garden
- Solarium
- Air conditioning
- Central heating
- Fireplace
- Basement
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Utility room
- Covered parking
- Private parking
- Fibre internet
- Beachfront
- Beachside
- Close to marina
- Close to schools
- Close to the sea
- Close to town
- Frontline beach
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 120 m²
- Terrace
- 60 m²
- Parking spaces
- 1
- Levels
- 3
- Year built
- 1989
- Condition
- Excellent
- Pool
- Yes
- Gated community
- Yes
- Beachfront
- Yes
- Complex
- Bahía Azul
- City
- Estepona
- Postcode
- 29693
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexBahía AzulMap shows the Bahía Azul complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
