For sale · Costa del Sol · Estepona
Available3-Bed Townhouse for Sale in Estepona
€679,000
3 beds · 2 baths · 145 m² built
Ref HT5517607Updated daily · Last sync 17 October 2026
About this property
Overview
Three-bedroom townhouse with sea views in Estepona, Costa del Sol. Spread across three floors with a south-east orientation, this 145-square-metre property delivers uninterrupted Mediterranean panoramas from multiple levels and floods each room with natural light from morning through to late afternoon.
The layout arranges three bedrooms and two bathrooms across 145 square metres of built space, complemented by a 25-square-metre terrace that captures the coastal outlook. Renovated in 2026, the interiors feature contemporary finishes throughout, whilst the vertical configuration separates living zones across the three storeys to create distinct areas for entertaining and privacy. The property includes one parking space and shares access to a communal pool. Sold fully furnished, the townhouse is ready for immediate occupation with no need for additional investment in fittings or appliances.
Estepona's town centre sits less than two kilometres away, placing the marina, weekly market and beachfront promenade within a five-minute drive. The property's elevated position in the eastern part of Estepona provides the sea views whilst maintaining proximity to the old quarter's restaurants and the Saturday morning food market on Calle Caridad.
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Features
What this home includes
- Pool
- Sea view
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 145 m²
- Terrace
- 25 m²
- Parking spaces
- 1
- Pool
- Yes
- Sea view
- Yes
- Orientation
- southeast, east
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
