For sale · Costa del Sol · Estepona
Available3-Bed Townhouse for Sale in Estepona
Gated community
€775,000
3 beds · 3 baths · 168 m² built
Ref HT5437273Updated daily · Last sync 11 November 2026
About this property
Overview
Three-bedroom townhouse with beachfront position in Estepona, Costa del Sol. This south-facing property sits within a gated residential complex where you step directly from communal terraces onto the sand. Built across three levels with 168 square metres of interior space plus a 20-square-metre terrace, the layout places living areas where they catch the most light and separates sleeping quarters across floors for privacy.
The ground level holds an independent kitchen and a good-sized lounge that opens onto the terrace and faces the communal gardens. Two of the three bedrooms include en-suite bathrooms, both positioned on the first floor. The basement level houses the third bedroom with its own bathroom and offers the most spacious proportions of the three, making it suitable for guests or as a self-contained zone. One allocated parking space comes with the property. The complex provides three outdoor swimming pools, a children's pool, a wellness centre, a gym, and a social area, all maintained within landscaped gardens under 24-hour security.
The property lies on the New Golden Mile between San Pedro de Alcántara and central Estepona, with Puerto Banús marina approximately 10 minutes' drive to the northeast. The complex includes a beachfront restaurant and seasonal beach bar, both accessed without leaving the grounds. Málaga airport is reachable in 45 minutes by car, while Gibraltar airport offers an alternative in the opposite direction. The basement bedroom includes floor-to-ceiling height that matches the upper floors despite sitting below ground level.
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Features
What this home includes
- Solarium
- Air conditioning
- Basement
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Beachfront
- Beachside
- Close to schools
- Close to the sea
- Close to town
- Frontline beach
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 168 m²
- Terrace
- 20 m²
- Parking spaces
- 1
- Levels
- 3
- Year built
- 1998
- Condition
- Good
- Pool
- Yes
- Gated community
- Yes
- Beachfront
- Yes
- Orientation
- South
- City
- Estepona
- Postcode
- 29680
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
