For sale · Costa del Sol · Estepona
Available3-Bed Townhouse for Sale in Estepona
Gated community
€364,000€375,000
3 beds · 3 baths · 102 m² built
Price reduced
Ref HT5430292Updated daily · Last sync 11 November 2026
About this property
Overview
Three-bedroom townhouse with private pool in Estepona, Costa del Sol. This two-storey property sits within a private gated community, offering secure living with mountain views from two of the bedrooms. The home is equipped with six solar panels: four power the entire electrical system, whilst the remaining two contribute to energy savings.
The 102sqm layout includes three bathrooms (one en-suite, one family bathroom, and a guest WC), a spacious living and dining area that opens directly onto a private terrace, and a fully fitted independent kitchen. Natural light fills the rooms throughout the day, and the outdoor spaces extend the living area for dining and entertaining. The property comes with one designated parking space and benefits from a north-facing orientation that keeps interiors cool during summer months.
The gated community provides a quiet residential setting in Estepona, positioned 2.5 kilometres from Playa del Cristo and a 10-minute drive from the town's historic centre. The A7 coastal road connects you to Puerto Banús in 20 minutes and Marbella in 25 minutes. Built in 2003 and maintained in good condition, the townhouse is sold unfurnished, allowing you to configure the interiors to your own specification. The solar panel system offsets electricity costs year-round, with surplus energy feeding back into the grid during peak production hours.
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Features
What this home includes
- Mountain view
- Private garden
- Air conditioning
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Private parking
- Urbanisation
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 102 m²
- Parking spaces
- 1
- Levels
- 2
- Year built
- 2003
- Condition
- Good
- Furniture
- Not Furnished
- Pool
- Yes
- Gated community
- Yes
- Orientation
- North, South
- Energy rating
- A
- CO₂ rating
- A
- City
- Estepona
- Postcode
- 29689
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
