For sale · Costa del Sol · Estepona
Available3-Bed Townhouse in El Pirata, Estepona
Residential complexEl PirataGated community
€1,455,000€1,500,000
3 beds · 3 baths · 120 m² built
Price reduced
Ref HT5401828Updated daily · Last sync 29 October 2026
About this property
Overview
Three-bedroom townhouse with beachfront position in Estepona, Costa del Sol. This fully furnished property sits just 30 metres from the shoreline, placing the Mediterranean directly in view from almost every room. The south-facing orientation ensures natural light throughout the day, whilst the 66sqm of terrace space provides multiple vantage points for watching the sea.
Inside, 120sqm of living space is arranged across three floors. The ground level centres on a living room that opens onto a glazed front terrace with unobstructed sea views. Three double bedrooms each have their own en-suite bathroom, and there's a dedicated parking space included. The terraces wrap around the property, totalling 66sqm between the front glazed section and additional outdoor areas on upper levels. Built in 1970, the property is in excellent condition and comes fully furnished, ready for immediate occupation.
The townhouse stands on Estepona's western beachfront, where the Paseo Marítimo runs directly alongside the sand. Estepona's old town centre lies 2 kilometres east, reachable in five minutes by car or a 20-minute walk along the promenade. The property's second-line position means the beach is accessible on foot in under a minute, whilst mountain views appear to the north beyond the town. One parking space serves the property within the beachfront development.
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Features
What this home includes
- Private pool
- Beach view
- Mountain view
- Panoramic view
- Sea view
- Barbecue
- Air conditioning
- Jacuzzi
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Storage room
- Utility room
- Fibre internet
- Beachfront
- Beachside
- Close to schools
- Close to town
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 120 m²
- Terrace
- 66 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- Orientation
- South
- Complex
- El Pirata
- Area
- El Pirata
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
El Pirata, Estepona
Residential complexEl PirataMap shows the El Pirata complex location. Exact unit address provided upon request. This property is in El PirataEsteponaCosta del Sol.
Nearest beach
18 minwalk
Club de Golf El Coto de la Serena
7 mindrive
Puerto Estepona
16 mindrive
The International School of Estepona
9 mindrive
Colegio Público Cancelada
5 mindrive
Lidl
4 mindrive
Mercadona
5 mindrive
ALDI
9 mindrive
Hospital Hospiten de Estepona
8 mindrive
Pharmacy
1 minwalk
Mustang
9 mindrive
Estepona
16 mindrive
9 restaurants & bars
within 12 minwalk
Málaga Airport (AGP)
64 mindrive
Gibraltar Airport (GIB)
54 mindrive
9 questions answered
Buying this townhouse in El Pirata
Can foreigners buy property in El Pirata?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in El Pirata. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in El Pirata?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
