For sale · Costa del Sol · Estepona
Available3-Bed Townhouse in Las Villas De Santa Maria, Estepona
Residential complexLas Villas De Santa MariaGated community
€550,000
3 beds · 2 baths · 183 m² built
Ref HT5287768Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom villa with golf views in Estepona, Costa del Sol. This 183sqm semi-detached home sits front-line to Azata Golf, where fairways stretch right up to the property boundary. A galleried staircase rises through the centre of the house, opening sightlines from the entrance hall through to the upper landing and creating an immediate sense of volume and light.
The ground floor runs kitchen to lounge to dining area in an open sequence, with a 14sqm terrace enclosed by glass curtains that convert the space into a year-round room with unobstructed golf course views. Upstairs, three double bedrooms include a master suite with an open-plan en-suite featuring twin sinks and a spa bath. The two guest bedrooms share a shower room with twin sinks, and a separate WC sits on the landing. South-east orientation brings morning sun across the terrace and into the main living spaces. The property is fully furnished and includes one parking space.
Las Villas De Santa Maria is a gated community with a shared pool and 24-hour security, positioned on the western edge of Estepona with direct access to Azata Golf's clubhouse and driving range. Estepona's old town centre lies 4km east, reachable in under ten minutes by car. The villa was built in 2009 and remains in excellent condition throughout, with modern fittings in both bathrooms and the kitchen.
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Features
What this home includes
- Golf view
- Air conditioning
- Underfloor heating
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Storage room
- Private parking
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Semi-detached house
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 183 m²
- Terrace
- 14 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Golf view
- Yes
- Orientation
- South East
- Energy rating
- D
- Complex
- Las Villas De Santa Maria
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexLas Villas De Santa MariaMap shows the Las Villas De Santa Maria complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
Play Costa Natura (Nudist)
24 minwalk
Azata Golf
3 mindrive
Puerto Estepona
9 mindrive
Colegio Diocesano Juan XXIII
4 mindrive
Mercadona
5 mindrive
ALDI
5 mindrive
Carrefour
9 mindrive
Hospital de Alta Resolución de Estepona
3 mindrive
Farmacia Estepona
5 mindrive
Carrefour
14 mindrive
Estepona
14 mindrive
173 restaurants & bars
within 10 mindrive
Málaga Airport (AGP)
75 mindrive
Gibraltar Airport (GIB)
47 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
