For sale · Costa del Sol · Mijas
Available€495,000
3 beds · 3 baths · 193 m² built
Ref HT5481682Updated daily · Last sync 11 November 2026



About this property
Three-bedroom townhouse with sea views in El Chaparral, Costa del Sol. This property sits within a quiet gated community and captures lateral views across the Mediterranean alongside green surroundings. The home benefits from photovoltaic solar panels and an A energy rating, with Kömmerling windows on the upper floor and recently installed air conditioning that keep running costs low throughout the year.
The 193-square-metre layout spans three levels and includes three bathrooms, a living room that opens directly onto a terrace, and a private garage with space for two vehicles. Part of the terrace has been enclosed and glazed to create additional usable space that extends the living area. The property was built in 2008 and remains in excellent condition, with insulation and energy efficiency upgrades completed by the current owners. Each bedroom receives natural light, and the kitchen connects to outdoor areas for easy access when entertaining.
El Chaparral Golf Club sits within walking distance of the property, whilst Playa El Chaparral beach is less than 1 kilometre away. The gated community provides residents with a shared swimming pool and secure entry. Fuengirola town centre is a seven-minute drive east along the A-7, offering supermarkets, restaurants and the commuter train line that connects Málaga Airport to Marbella. The setting remains quiet despite the proximity to amenities, with the surrounding terrain composed of low-rise residential development and protected green zones that preserve the open views.
Features
Property details
Location
Map shows the approximate El Chaparral, Mijas area. Exact address provided upon request. This property is in El ChaparralMijasCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in El Chaparral. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€2,565 / m²
€2,565 × 193 m² = €495,000 asking
Comparable averages
Mijas townhouses
178 active listings
Similar properties
Market average €3,937/sqm across 178 active mijas townhouses.