For sale · Costa del Sol · Estepona
Available3-Bed Townhouse in finca cortesin, Estepona
Residential complexfinca cortesin
€480,000€525,000
3 beds · 2 baths · 227 m² built · 212 m² plot
Price reduced
Ref HT5490265Updated daily · Last sync 22 October 2026
About this property
Overview
Three-bedroom villa with private pool in Doña Julia, Costa del Sol. Spread across three levels with high ceilings throughout, this 227sqm property is part of an exclusive 30-home development built in 2010. The contemporary design prioritises natural light and space, with neutral tones that run through every room.
Two of the three bedrooms occupy the entrance level and each includes a private en-suite bathroom, while the main living floor hosts an open-plan layout that connects the kitchen, dining and lounge areas. The interior spans approximately 227sqm, with the principal living level measuring around 57sqm dedicated to the bedroom suites alone. Outside, a 122sqm private garden wraps around the villa and includes a swimming pool with space for sun loungers and outdoor dining. The property is sold fully furnished, with all fittings and décor included in the sale.
The development sits in Casares Costa within the Doña Julia area, surrounded by several golf courses including Doña Julia Golf Club directly adjacent to the community. Casares beach is a five-minute drive away, while the marina and restaurants at Puerto de la Duquesa are seven minutes by car. The villa is positioned in a quiet pocket of the complex, with only 30 homes sharing the communal areas and access roads.
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Features
What this home includes
- Private pool
- Pool view
- Private garden
- Furnished
- Storage room
- Close to golf
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Semi-detached house
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 227 m²
- Plot size
- 212 m²
- Pool
- Yes
- Complex
- finca cortesin
- Area
- Doña Julia
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Doña Julia, Estepona
Map shows the approximate Doña Julia, Estepona area. The exact position of finca cortesin is not published. This property is in Doña JuliaEsteponaCosta del Sol.
Nearest beach
7 mindrive
Doña Julia
3 mindrive
Puerto Deportivo de la Duquesa
9 mindrive
Hospital de Alta Resolución de Estepona
13 mindrive
Estepona
19 mindrive
Málaga Airport (AGP)
80 mindrive
9 questions answered
Buying this townhouse in Doña Julia
Can foreigners buy property in Doña Julia?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Doña Julia. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Doña Julia?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
