For sale · Costa del Sol · Benalmádena
Available3-Bed Townhouse in Incogolf, Benalmádena
Residential complexIncogolfGated community
€985,000
3 beds · 3 baths · 208 m² built
Ref HT5490601Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom villa with private pool in Benalmádena Pueblo, Costa del Sol. This semi-detached property spans 208 square metres across multiple levels, with 40 square metres of terrace space and direct access to a private swimming pool. Built in 1988 and maintained in excellent condition, the villa offers three bathrooms alongside its three bedrooms, providing dedicated facilities for each sleeping space.
The ground floor centres on a spacious kitchen with dining area that connects to a bright living room, both opening onto the terrace and pool area. A guest toilet serves the main floor, whilst the upper level accommodates the three bedrooms, each with private bathroom access. The layout extends to include a 30-square-metre independent studio, positioned to take advantage of the natural slope of the plot. The property's multi-level design creates distinct zones for daily living, sleeping quarters, and guest accommodation.
The villa sits within Incogolf, a gated residential development directly opposite Torrequebrada Golf Course in Benalmádena Pueblo. The complex provides a communal pool in addition to individual property pools, with the golf course fairways visible from the development's elevated position. Benalmádena Pueblo's whitewashed village centre lies 2 kilometres uphill, whilst the coastal resort areas of Benalmádena Costa sit 4 kilometres downhill with beach access and the Puerto Marina. The A-7 motorway runs 3 kilometres south, connecting to Málaga Airport in 20 minutes and Marbella in 30 minutes.
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Features
What this home includes
- Golf view
- Panoramic view
- Solarium
- Air conditioning
- Ensuite bathroom
- Fitted wardrobes
- Storage room
- Fibre internet
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Semi-detached house
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 208 m²
- Terrace
- 40 m²
- Pool
- Yes
- Gated community
- Yes
- Golf view
- Yes
- Orientation
- South East
- Complex
- Incogolf
- Area
- Benalmádena Pueblo
- City
- Benalmádena
- Province
- Málaga
- Coast
- Costa del Sol
Location
Benalmádena Pueblo, Benalmádena
Residential complexIncogolfMap shows the Incogolf complex location. Exact unit address provided upon request. This property is in Benalmádena PuebloBenalmádenaCosta del Sol.
Playa Las Viborillas
9 mindrive
Puerto Deportivo de Fuengirola
15 mindrive
The British College
9 mindrive
Instituto de Educación Secundaria Benalmádena
1 mindrive
Mercadona
4 minwalk
Hospital de Alta Resolución de Benalmádena
3 mindrive
Farmacia Antonio Romero García
6 minwalk
Edificio Eurocentro
8 mindrive
Arroyo de la Miel-Benalmádena Costa
6 mindrive
Málaga Airport (AGP)
27 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this townhouse in Benalmádena Pueblo
Can foreigners buy property in Benalmádena Pueblo?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Benalmádena Pueblo. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Benalmádena Pueblo?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
