For sale · Costa del Sol · Estepona
Available€649,000
3 beds · 3.5 baths · 140 m² built
Ref HT5462989Updated daily · Last sync 11 November 2026



About this property
Three-bedroom townhouse with sea views in Bel Air, Costa del Sol. This 142sqm family home has been transformed with a contemporary remodel that prioritises natural light and multi-level outdoor living. Across 50sqm of terraces, the property offers elevated spaces that capture coastal views alongside a sheltered patio courtyard designed for year-round alfresco dining.
Inside, the remodelled layout delivers a spacious open-plan lounge and separate dining area that flows onto the main terrace. The modern family kitchen includes a dedicated breakfast zone and full-height cabinetry with integrated appliances. Three double bedrooms are serviced by three full bathrooms plus a guest cloakroom, with the principal suite occupying its own level. The home is sold fully furnished with neutral contemporary pieces, ready for immediate occupation. A communal pool serves the gated community, and the property benefits from established Mediterranean gardens that provide privacy between homes.
Bel Air sits between Estepona town centre and the New Golden Mile, with the property positioned 2.5 kilometres from Playa del Saladillo beach. The townhouse forms part of a mature residential community built in 1987, where low-density development and tree-lined streets create a quiet residential feel whilst maintaining proximity to the AP-7 motorway. Puerto Banús marina lies 15 minutes east by car, and Estepona's old town with its weekly market and coastal promenade is accessible within a five-minute drive. The complex entrance is gated with 24-hour security monitoring.
Features
Property details
Location
Map shows the approximate Bel Air, Estepona area. Exact address provided upon request. This property is in Bel AirEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Bel Air. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€4,636 / m²
€4,636 × 140 m² = €649,000 asking
Comparable averages
Estepona townhouses
259 active listings
Similar properties
Market average €4,130/sqm across 259 active estepona townhouses.