For sale · Costa del Sol · Estepona
Available€655,000
3 beds · 3 baths · 240 m² built
Ref HT5159662Updated daily · Last sync 31 October 2026



About this property
Three-bedroom townhouse with sea views in Atalaya, Costa del Sol. The property rises across three floors, with dual east and west orientations that capture morning light and afternoon sun across 240 square metres of interior space. From the rooftop terrace, the Mediterranean stretches across the horizon beyond the fairways.
The ground floor opens onto a private patio spanning part of the 40-square-metre exterior space, with direct access from the fully equipped kitchen and separate laundry room. A guest toilet serves the ground level. The first floor accommodates three bedrooms, each fitted with built-in wardrobes, alongside three bathrooms distributed across the upper levels. The rooftop terrace provides the sea views, with the mountain backdrop visible to the north. One parking space comes with the property, with room for a second vehicle.
Urb. Atalaya Golf is a gated community with 24-hour security, a communal pool, and immediate access to the surrounding golf courses that define this western Costa del Sol enclave. San Pedro de Alcántara sits 4 minutes away by car, placing the beaches, marina, and town centre within easy reach. The complex borders Atalaya Golf & Country Club, where two 18-hole courses run directly alongside the development.
Features
Property details
Location
Map shows the Urb. Atalaya Golf complex location. Exact unit address provided upon request. This property is in AtalayaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Atalaya. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€2,729 / m²
€2,729 × 240 m² = €655,000 asking
Comparable averages
Estepona townhouses
263 active listings
Similar properties
Market average €4,140/sqm across 263 active estepona townhouses.