For sale · Costa del Sol · Estepona
Available3-Bed Townhouse for Sale in Estepona
€415,000
3 beds · 1 bath · 150 m² built
Ref HT5445280Updated daily · Last sync 14 November 2026
About this property
Overview
Three-bedroom villa in Estepona, Costa del Sol, set within the old town's historic quarter. This 150-square-metre detached house occupies a traditional Andalusian townhouse footprint and requires full renovation, offering scope to reconfigure the layout and finishes while retaining original architectural character. The property is part-furnished and includes one bathroom across its three bedrooms.
The villa's 150 square metres of built space provides room to modernise the floor plan, add en-suite bathrooms, and introduce contemporary kitchens and living areas. The structure includes a 10-square-metre terrace suitable for outdoor dining or a small courtyard garden typical of the area's vernacular architecture. Cobbled street access leads directly to the front entrance. Internal walls and ceiling heights follow traditional proportions, allowing for period features such as exposed beams or terracotta flooring to be restored or replaced. The single bathroom presents an opportunity to add two further bathrooms during renovation, creating an en-suite configuration for the principal bedroom.
The property sits within Estepona's old town, a two-minute walk from Plaza de las Flores, where weekly markets and daily cafés operate. The beach and promenade lie 600 metres south, accessible on foot in under ten minutes. Estepona marina is 1.2 kilometres west along the coastal path. Málaga airport is 80 kilometres east via the A-7, approximately 50 minutes by car, while Marbella town centre is 25 kilometres northeast, a 20-minute drive.
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Features
What this home includes
- Beachside
- Close to schools
- Close to the sea
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Semi-detached house
- Bedrooms
- 3
- Bathrooms
- 1
- Built area
- 150 m²
- Terrace
- 10 m²
- Levels
- 2
- Condition
- Renovation Required
- Furniture
- Part Furnished
- City
- Estepona
- Postcode
- 29680
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
