For sale · Costa del Sol · Estepona
Available3-Bed Townhouse for Sale in Estepona
€785,000
3 beds · 3 baths · 126 m² built
Ref HT5517634Updated daily · Last sync 17 October 2026
About this property
Overview
Three-bedroom townhouse with beachfront position in Estepona, Costa del Sol. Just 80 metres from the shore, this fully furnished property delivers immediate access to the Mediterranean while occupying a coveted address in Estepona's Old Town, where traditional Andalusian architecture meets contemporary coastal living. Completed in 2026, the townhouse spans 126 square metres of built space across three floors, with an additional 36 square metres of private outdoor terracing.
The ground floor opens to an open-plan living and dining area with a fully equipped modern kitchen featuring integrated appliances. Three double bedrooms occupy the upper levels, each with its own en-suite bathroom fitted with contemporary sanitaryware and walk-in showers. The top floor provides access to a 36.8-square-metre rooftop solarium, offering uninterrupted views across the Old Town rooftops towards the sea. Three bathrooms serve the property, all finished to the same specification with modern tiling and rainfall showerheads.
The townhouse sits within Estepona's historic quarter, where whitewashed streets lined with flower pots lead down to Playa de la Rada, an eight-minute walk from the front door. The promenade stretches east towards Puerto Banús and west to the fishing harbour, both accessible on foot. Estepona marina lies 1.2 kilometres along the coast, while the town's central market square, Plaza de las Flores, is a three-minute walk through the pedestrianised streets. The property comes fully furnished with contemporary pieces selected to complement the traditional architectural features retained throughout the interior.
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Features
What this home includes
- Sea view
- Beachfront
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 126 m²
- Terrace
- 36 m²
- Beachfront
- Yes
- Sea view
- Yes
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
