For sale · Costa del Sol · Fuengirola
Available€699,000
3 beds · 3 baths · 137 m² built
Ref HT5397577Updated daily · Last sync 27 October 2026



About this property
Three-bedroom penthouse with private pool in Fuengirola, Costa del Sol. The defining feature here is the 144sqm of private terrace space, split across multiple outdoor zones that effectively double the living area and provide separate spaces for morning coffee, afternoon shade and evening meals under open sky.
Inside, the 105sqm interior follows an open-plan layout connecting the kitchen, dining and lounge areas into one continuous space. Floor-to-ceiling sliding glass opens the living room directly onto the main terrace. The kitchen runs along one wall with integrated appliances and stone worktops. All three bedrooms include en-suite bathrooms, and the master opens onto its own section of terrace. South-facing orientation brings natural light through the day. The property was completed in 2019 and remains in excellent condition with contemporary finishes throughout.
Jardines de las Lagunas is a gated development with communal pool, gym, landscaped gardens and 24-hour security. The complex sits 2.5km inland from Fuengirola's beachfront, with the town centre and its shops, restaurants and transport links a five-minute drive away. One underground parking space is included with the property.
Features
Property details
Location
Map shows the Jardines de las Lagunas complex location. Exact unit address provided upon request. This property is in FuengirolaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Fuengirola. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar penthouses in the same city.
This Penthouse
€5,102 / m²
€5,102 × 137 m² = €699,000 asking
Comparable averages
Fuengirola penthouses
71 active listings
Similar properties
Market average €6,748/sqm across 71 active fuengirola penthouses.