For sale · Costa del Sol · Estepona
Available3-Bed Penthouse in La Galera, Estepona
Residential complexLa GaleraGated community
€550,000
3 beds · 2 baths · 150 m² built
Ref HT5505718Updated daily · Last sync 29 October 2026
About this property
Overview
Three-bedroom penthouse with sea views in Estepona, Costa del Sol. The defining feature here is vertical space: a 120 sqm terrace with partial porch cover opens directly to a private 103 sqm solarium via an exterior spiral staircase, giving you two distinct outdoor zones with uninterrupted views over the Mediterranean and the communal pool below.
Inside, 150 sqm of living space includes cream marble floors, ceiling mouldings, and recessed lighting throughout. The lounge and dining area connect to the main terrace, where wood-effect flooring accommodates an outdoor dining table and sun lounger zone. A separate kitchen offers granite worktops, Siemens appliances, and space for a breakfast table. White lacquered doors and aluminium joinery feature in all three bedrooms and two bathrooms. Split-system air conditioning with heating runs throughout. One parking space is included.
The property sits within La Galera, a residential complex with mature gardens and a shared pool. Estepona's beachfront promenade lies two minutes on foot, with direct access to the sand and a choice of chiringuitos along the waterfront. The complex occupies a quiet position between the old town, 1.5 km to the east, and the western marina development. Málaga airport is 75 km via the AP-7 motorway.
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Features
What this home includes
- Alarm system
- Beach view
- Panoramic view
- Pool view
- Sea view
- Solarium
- Air conditioning
- Underfloor heating
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Fibre internet
- Beachside
- Close to schools
- Close to the sea
- Close to town
- Frontline beach
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Penthouse
- Subtype
- Penthouse duplex
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 150 m²
- Terrace
- 120 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- Complex
- La Galera
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexLa GaleraMap shows the La Galera complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this penthouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
