For sale · Costa del Sol · Estepona
Available3-Bed Penthouse in Cataleya, Atalaya Golf, Estepona
Residential complexCataleya, Atalaya GolfGated community
€1,145,000€1,275,000
3 beds · 2 baths · 134 m² built
Price reduced
Ref HT5151409Updated daily · Last sync 31 October 2026
About this property
Overview
Three-bedroom penthouse with golf views in Estepona, Costa del Sol. This duplex spans two floors with 134 square metres of interior space and 145 square metres of terraces, including a private solarium. South-west orientation delivers afternoon sun across the open-plan living area, where floor-to-ceiling windows frame views over Atalaya Golf and the surrounding mountains.
The ground floor holds the main living space with a modern kitchen fitted with premium appliances, while the upper level accommodates three bedrooms and two bathrooms, including a master en suite. Built in 2019, the property remains in excellent condition with contemporary finishes throughout. One underground parking space is included, and furniture can be negotiated separately. The terraces provide 145 square metres of outdoor space across multiple levels, with the solarium offering the most elevated vantage point over the fairways.
Cataleya sits within the Atalaya Golf estate, a gated community with landscaped gardens, a communal pool, and 24-hour security. The complex borders Atalaya Golf & Country Club, where two 18-hole courses lie within a five-minute walk. Estepona's old town centre is 10 minutes by car, and the beach is a similar distance west. The development combines resort-style amenities with proximity to coastal services, placing both golf and Mediterranean access within easy reach. The private solarium spans the entire upper level, adding significant outdoor living space above the main terraces.
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Features
What this home includes
- Countryside view
- Golf view
- Mountain view
- Panoramic view
- Pool view
- Solarium
- Air conditioning
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Open-plan kitchen
- Storage room
- Utility room
- Private parking
- Fibre internet
- Close to schools
- Close to the sea
- Close to town
- Near public transport
- Terrace
Property details
Specifications
- Property type
- Penthouse
- Subtype
- Penthouse
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 134 m²
- Terrace
- 145 m²
- Parking spaces
- 1
- Levels
- 1
- Year built
- 2019
- Condition
- Excellent
- Furniture
- Optional
- Pool
- Yes
- Gated community
- Yes
- Golf view
- Yes
- Orientation
- South West
- Complex
- Cataleya, Atalaya Golf
- City
- Estepona
- Postcode
- 29688
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexCataleya, Atalaya GolfMap shows the Cataleya, Atalaya Golf complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
Playa Atalaya
5 mindrive
El Campanario Golf Course
3 mindrive
Puerto Deportivo José Banus
10 mindrive
The International School of Estepona
5 mindrive
spanish school
4 mindrive
Mercadona
15 minwalk
HC Marbella International Hospital
7 mindrive
Farmacia María del Mar Navarro Cozar
18 minwalk
Mustang
5 mindrive
San Pedro Alcántara
8 mindrive
Gibraltar Airport (GIB)
56 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this penthouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
