For sale · Costa del Sol · Estepona
Available€350,000
3 beds · 2 baths · 194 m² built
Ref HT5499946Updated daily · Last sync 22 October 2026



About this property
Three-bedroom penthouse with golf views in Doña Julia, Costa del Sol. This top-floor property sits directly on the fairway at Doña Julia Golf, where the terrace and private solarium open onto uninterrupted views across the course and out towards the coastline. The 23sqm terrace leads to a rooftop solarium that extends the outdoor living space considerably.
Inside, the 194sqm layout centres on a bright living-dining room that connects directly to the terrace. The kitchen sits separately by the entrance, keeping cooking contained while maintaining easy access from the main living areas. Three bedrooms provide flexible accommodation across the floor plan, serviced by two bathrooms. The interiors have been thoughtfully updated throughout, and the property comes fully furnished, ready for immediate occupation. One parking space is included.
The penthouse occupies a peaceful position within the Doña Julia Golf estate in Casares Costa, where the surrounding terrain consists of fairways, greens and low-density residential development. Estepona town centre lies 15 minutes away by car, offering a full range of shops, restaurants and services along its promenade and historic streets. The property was completed in 2007 and remains in excellent condition, requiring no further work.
Features
Property details
Location
Map shows the approximate Doña Julia, Estepona area. Exact address provided upon request. This property is in Doña JuliaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Doña Julia. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar penthouses in the same city.
This Penthouse
€1,804 / m²
€1,804 × 194 m² = €350,000 asking
Comparable averages
Estepona penthouses
227 active listings
Similar properties
Market average €6,212/sqm across 227 active estepona penthouses.