For sale · Costa del Sol · Benalmádena
Available3-Bed Penthouse in the islands, Benalmádena
Residential complexthe islandsGated community
€840,000
3 beds · 2 baths · 177 m² built
Ref HT5480599Updated daily · Last sync 14 November 2026
About this property
Overview
Three-bedroom penthouse with private pool in Benalmádena Costa, Costa del Sol. This duplex occupies the top two floors of one of Puerto Marina's iconic island buildings, where homes rarely reach the market and the address alone commands attention across the coast.
The 177sqm interior spreads across two levels with 3.2-metre ceilings that amplify the sense of volume throughout. The ground-floor living room extends onto a 20sqm southwest-facing balcony overlooking the marina's yacht berths, while the fully fitted kitchen sits adjacent with integrated appliances and granite worktops. Two guest bedrooms on this level each include en-suite bathrooms with walk-in showers. The entire upper floor belongs to the primary suite, where a private bathroom with double vanity and separate shower sits alongside a dressing area and direct access to the rooftop terrace and private pool.
The property sits on one of Puerto Marina's man-made islands, connected by footbridges to the waterfront promenade where restaurants and boutiques line the quayside. Benalmádena's main beach lies 400 metres south, reachable on foot in under five minutes. The complex offers 24-hour security and communal gardens, with underground parking available separately. The penthouse comes fully furnished and maintained in excellent condition since its 1999 construction, with marble floors, fitted wardrobes in all bedrooms, and air conditioning throughout both levels.
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Features
What this home includes
- Sea view
- Air conditioning
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Fibre internet
- Beachside
- Close to golf
- Close to marina
- Close to schools
- Close to the sea
- Close to town
- Near public transport
- Terrace
Property details
Specifications
- Property type
- Penthouse
- Subtype
- Penthouse
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 177 m²
- Terrace
- 20 m²
- Levels
- 3
- Year built
- 1999
- Condition
- Excellent
- Furniture
- Fully Furnished
- Pool
- Yes
- Gated community
- Yes
- Sea view
- Yes
- Orientation
- South
- Complex
- the islands
- Area
- Benalmádena Costa
- City
- Benalmádena
- Postcode
- 29639
- Province
- Málaga
- Coast
- Costa del Sol
Location
Benalmádena Costa, Benalmádena
Map shows the approximate Benalmádena Costa, Benalmádena area. The exact position of the islands is not published. This property is in Benalmádena CostaBenalmádenaCosta del Sol.
Playa de Santa Ana
2 mindrive
Golf Benalmadena Pitch& Putt
7 mindrive
Puerto Deportivo de Fuengirola
20 mindrive
Hospital
3 mindrive
Arroyo de la Miel-Benalmádena Costa
2 mindrive
Málaga Airport (AGP)
29 mindrive
9 questions answered
Buying this penthouse in Benalmádena Costa
Can foreigners buy property in Benalmádena Costa?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Benalmádena Costa. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Benalmádena Costa?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
