For sale · Costa del Sol · Estepona
Available€680,000€770,000
3 beds · 3 baths · 195 m² built
Price reduced
Ref HT5427703Updated daily · Last sync 31 October 2026



About this property
Three-bedroom penthouse with private pool in Atalaya, Costa del Sol. The entire upper floor belongs to the master suite, where vaulted ceilings with exposed wooden beams frame a walk-in dressing room and en-suite bathroom before opening onto a 100sqm rooftop solarium fitted with a Turkish bath, jacuzzi and built-in barbecue.
The 195sqm interior is arranged across two floors and includes three bedrooms, each with its own en-suite bathroom, plus a separate utility room. The main terrace extends from the living areas and looks over tropical gardens maintained within the gated community. All three bathrooms are fully fitted, and the property comes fully furnished with 24-hour security access at the entrance. One underground parking space is included, and the penthouse occupies the top floor of a building completed in 2002.
Atalaya sits between the A-7 coastal road and Atalaya Golf & Country Club, with the property located inside a secure complex surrounded by landscaped grounds. San Pedro de Alcántara town centre lies 3km east, where the boulevard holds weekly markets and year-round restaurants. The beach at Guadalmina is a seven-minute drive, and Puerto Banús marina is 10 minutes by car along the coast road.
Features
Property details
Location
Map shows the approximate Atalaya, Estepona area. Exact address provided upon request. This property is in AtalayaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Atalaya. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar penthouses in the same city.
This Penthouse
€3,487 / m²
€3,487 × 195 m² = €680,000 asking
Comparable averages
Estepona penthouses
227 active listings
Similar properties
Market average €6,290/sqm across 227 active estepona penthouses.