For sale · Costa del Sol · Torrox
Available3-Bed Finca for Sale in Costa del Sol East, Torrox
€320,000€375,000
3 beds · 2 baths · 120 m² built · 400 m² plot
Price reduced
Ref HT5081623Updated daily · Last sync 23 June 2026
About this property
Overview
Three-bedroom finca with sea views in Costa del Sol East, Torrox, Costa del Sol. This single-storey rural retreat combines recently renovated interiors with uninterrupted views across the Mediterranean and surrounding mountains. The 400sqm plot includes a private swimming pool positioned to capture the coastal panorama, whilst a 40sqm terrace provides space for outdoor dining and a built-in barbecue area.
Inside, the 120sqm layout arranges three bedrooms and two full bathrooms across one level, eliminating stairs entirely. The kitchen connects directly to the main terrace, creating an easy flow for entertaining. Part-furnished rooms allow flexibility for personalisation. One parking space sits within the grounds, and the property holds an active tourist licence for rental income potential. The pool terrace extends the living space outdoors, with mature planting framing the mountain backdrop beyond the water.
Torrox town centre lies 10 minutes away by car, where weekly markets and traditional tapas bars line the streets. The nearest beaches along the eastern Costa del Sol coastline are 15 minutes from the property, including Torrox Costa's dark-sand stretches and beachfront chiringuitos. The elevated position above the coastal plain ensures the sea views remain protected whilst keeping amenities within easy reach.
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Features
What this home includes
- Pool
- Sea view
- Terrace
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 120 m²
- Terrace
- 40 m²
- Plot size
- 400 m²
- Parking spaces
- 1
- Pool
- Yes
- Sea view
- Yes
- Area
- Costa del Sol East
- City
- Torrox
- Province
- Málaga
- Coast
- Costa del Sol
Location
Costa del Sol East, Torrox
Map shows the approximate Costa del Sol East, Torrox area. Exact address provided upon request. This property is in TorroxCosta del Sol.
Nearest beach
14 mindrive
Puerto Deportivo Caleta de Vélez
17 mindrive
Hospital Comarcal de La Axarquía
19 mindrive
Málaga Airport (AGP)
68 mindrive
9 questions answered
Buying this finca in Costa del Sol East
Can foreigners buy property in Torrox?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Torrox. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Torrox?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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