For sale · Costa del Sol · Málaga
Available3-Bed Finca for Sale in Almogía, Málaga
€299,990
3 beds · 1 bath · 113 m² built · 7028 m² plot
Ref HT5526319Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom finca with private pool in Málaga, Costa del Sol. Set on over 7,000 square metres of land, this property offers complete seclusion in the countryside near Almogia, with the master bedroom and bathroom positioned on the ground floor for single-level living. The bathroom includes underfloor heating, and air-conditioning units are installed throughout the 113-square-metre house.
The layout comprises a living room, kitchen, three bedrooms and one bathroom across two levels, with 23 square metres of terrace space split between two upper-floor terraces and a covered ground-floor patio. A separate outbuilding has been converted to provide a utility room and additional storage. The property comes fully furnished and includes one parking space. Built in 2012 and maintained in excellent condition, the finca sits within easy reach of walking and cycling routes through the surrounding mountain terrain.
The property lies just outside Almogia village, approximately 25 minutes' drive north of Málaga city centre on the Costa del Sol. The village provides local amenities and traditional Andalusian character, whilst the elevated position ensures mountain views from the plot. The 7,028-square-metre grounds offer space for outdoor living, with the private pool set within the extensive land.
Read moreRead less
Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 3
- Bathrooms
- 1
- Built area
- 113 m²
- Terrace
- 23 m²
- Plot size
- 7028 m²
- Parking spaces
- 1
- Pool
- Yes
- Area
- Almogía
- City
- Málaga
- Province
- Málaga
- Coast
- Costa del Sol
Location
Almogía, Málaga
Map shows the approximate Almogía, Málaga area. Exact address provided upon request. This property is in MálagaCosta del Sol.
Playa de San Andrés
20 mindrive
Club de Golf de Guadalhorce
32 mindrive
IGY Málaga Marina
25 mindrive
Hospital Materno Infantil
17 mindrive
Málaga Airport (AGP)
36 mindrive
9 questions answered
Buying this finca in Almogía
Can foreigners buy property in Málaga?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Málaga. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Málaga?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
