For sale · Costa del Sol · Guaro
Available3-Bed Finca for Sale in Guaro
Gated community
€399,000€449,000
3 beds · 2 baths · 216 m² built · 4084 m² plot
Price reduced
Ref HT5434081Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom finca with private pool in Guaro, Costa del Sol. This single-storey country home commands 180-degree mountain views from an elevated hillside position, where the panorama sweeps across open countryside towards the Sierra de las Nieves. The 216-square-metre residence sits on a generous 4,084-square-metre plot, offering complete privacy and a profound sense of seclusion that defines rural living in this corner of Andalucía.
The accommodation unfolds across one practical level. A spacious living room anchors the layout, connecting to an independent kitchen and three bedrooms served by two bathrooms. Northeast orientation ensures natural light through morning hours whilst avoiding the intensity of afternoon sun. Outside, the private pool occupies a sun-trap terrace where the mountain backdrop provides a shifting canvas of light and shadow throughout the day. One parking space accommodates vehicles, and the property includes optional furniture for immediate occupation. Built in 1999 and maintained in good condition, the finca retains the functional simplicity of Andalusian country architecture without unnecessary embellishment.
The property stands 2.5 kilometres from Guaro village centre, reached by a well-maintained country track with concrete sections that permit year-round access in approximately ten minutes. Guaro itself preserves the unhurried character of a whitewashed mountain settlement, where local bars and shops serve a resident population largely untouched by coastal tourism. The access track winds through almond groves and olive terraces typical of this altitude, where the air carries the scent of wild herbs and the only persistent sound is the occasional bleat of goats grazing the hillsides.
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Features
What this home includes
- Private pool
- Mountain view
- Panoramic view
- Pool view
- Barbecue
- Private garden
- Air conditioning
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Private parking
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 216 m²
- Plot size
- 4084 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Orientation
- North, South
- Energy rating
- E
- City
- Guaro
- Province
- Málaga
- Coast
- Costa del Sol
Location
Guaro
Map shows the approximate Guaro area. Exact address provided upon request. This property is in GuaroCosta del Sol.
Nearest beach
47 mindrive
Hospital Valle del Guadalhorce
31 mindrive
Málaga Airport (AGP)
54 mindrive
9 questions answered
Buying this finca in Guaro
Can foreigners buy property in Guaro?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Guaro. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Guaro?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
