For sale · Costa del Sol · Málaga
Available3-Bed Apartment in Monte Sancha, Málaga
Residential complexMonte Sancha
€1,100,000€1,250,000
3 beds · 3 baths · 165 m² built
Price reduced
Ref HT5363662Updated daily · Last sync 26 October 2026
About this property
Overview
Three-bedroom apartment with sea views in Malaga, Costa del Sol. This top-floor duplex spans 175 square metres across two levels and captures unobstructed views of the Mediterranean through a canopy of mature trees. The upper floor opens directly onto a private terrace where the horizon meets the greenery of one of Malaga's most established residential neighbourhoods.
The social level contains a generous living room, separate dining area, and three full bathrooms distributed across both floors. The 123 square metres of built space includes a functional kitchen and three double bedrooms, with the master suite occupying its own level. The terrace extends the living area outward, offering enough depth for outdoor dining and lounging while maintaining clear sight lines to the sea. Internal stairs connect the two floors, with the sleeping quarters positioned to maximise natural light and ventilation throughout the day.
Monte Sancha sits within landscaped communal grounds that include a swimming pool and gardens planted with palms and subtropical species. La Malagueta beach lies ten minutes away on foot, while Malaga's historic centre is accessible within a twenty-minute walk along tree-lined streets. The neighbourhood contains several international schools within walking distance and maintains a residential character that contrasts with the density of the surrounding city. The complex's elevated position and established planting create a buffer of privacy unusual for such a central location.
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Features
What this home includes
- Alarm system
- Private pool
- Countryside view
- Mountain view
- Sea view
- Solarium
- Fireplace
- Basement
- Double glazing
- Ensuite bathroom
- Fitted wardrobes
- Storage room
- Close to schools
- Close to town
- Near public transport
Property details
Specifications
- Property type
- Apartment
- Subtype
- Duplex
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 165 m²
- Pool
- Yes
- Sea view
- Yes
- Complex
- Monte Sancha
- Area
- Monte Sancha
- City
- Málaga
- Province
- Málaga
- Coast
- Costa del Sol
Location
Monte Sancha, Málaga
Residential complexMonte SanchaMap shows the Monte Sancha complex location. Exact unit address provided upon request. This property is in Monte SanchaMálagaCosta del Sol.
9 questions answered
Buying this apartment in Monte Sancha
Can foreigners buy property in Monte Sancha?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Monte Sancha. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Monte Sancha?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
