For sale · Costa del Sol · Vélez-Málaga
Available3-Bed Apartment for Sale in Costa del Sol East, Vélez-Málaga
€289,000
3 beds · 2 baths · 103 m² built · 103 m² plot
Ref HT5259139Updated daily · Last sync 23 June 2026
About this property
Overview
Three-bedroom apartment in Costa del Sol East, Vélez-Málaga, Costa del Sol, with sweeping sea and city views from a generous balcony. The 103-square-metre layout centres around a large living room that opens to this outdoor space, where the Mediterranean coastline stretches across the horizon. The independent kitchen spans enough room for a separate laundry area, keeping utility tasks away from the main cooking zone.
Inside, three bedrooms share two full bathrooms, with the living areas benefiting from natural light that reaches through to the balcony. The kitchen operates independently from the social spaces, allowing meal preparation to happen without interrupting the flow of the living room. Storage extends into the laundry room, which handles washing equipment and household items that would otherwise crowd the kitchen. The balcony itself measures wide enough for outdoor furniture, creating a secondary living area that faces both the sea and the built environment of the town.
The apartment sits in Caleta de Vélez, a fishing village turned residential area on the eastern stretch of the Costa del Sol. The marina at Puerto Deportivo de Caleta de Vélez lies within a five-minute walk, where working fishing boats dock alongside leisure craft and a line of waterfront restaurants serves the day's catch. Local shops, medical services and bus connections to Málaga city gather within the immediate streets, while the A-7 motorway runs two kilometres north for longer journeys along the coast.
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Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 103 m²
- Plot size
- 103 m²
- Levels
- 1
- Condition
- Good
- Area
- Costa del Sol East
- City
- Vélez-Málaga
- Postcode
- 29751
- Province
- Málaga
- Coast
- Costa del Sol
Location
Costa del Sol East, Vélez-Málaga
Map shows the approximate Costa del Sol East, Vélez-Málaga area. Exact address provided upon request. This property is in Vélez-MálagaCosta del Sol.
Nearest beach
10 mindrive
Puerto Deportivo Caleta de Vélez
11 mindrive
Hospital Comarcal de La Axarquía
9 mindrive
Málaga Airport (AGP)
58 mindrive
9 questions answered
Buying this apartment in Costa del Sol East
Can foreigners buy property in Vélez-Málaga?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Vélez-Málaga. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Vélez-Málaga?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
