For sale · Costa del Sol · Benalmádena
Available3-Bed Apartment in Stupa Hills, Benalmádena
Residential complexStupa Hills
€1,195,000
3 beds · 2 baths · 259 m² built · 557 m² plot
Ref HT5533702Updated daily · Last sync 10 November 2026
About this property
Overview
Three-bedroom apartment with sea views in Benalmádena, Costa del Sol. Every room captures unobstructed Mediterranean views, flooding 259 square metres of living space with natural light and coastal panorama. The top-floor position ensures privacy whilst the duplex layout separates the master suite across two levels.
The main floor holds an open-plan living area that extends onto a 53-square-metre terrace, two guest bedrooms and a family bathroom. Upstairs, the master suite occupies the entire upper level with its own en-suite, private terrace and direct sightlines to the sea. The property comes fully furnished and was completed in 2021, so the kitchen, bathrooms and built-in storage remain in as-new condition. Two reception areas provide flexibility for family living or home working, whilst the generous terrace dimensions allow for outdoor dining and lounging zones.
Stupa Hills offers residents a communal pool, gym and spa within the complex grounds. The development sits adjacent to the Buddhist Stupa of Enlightenment, a three-minute walk from the property, and the hillside position places Benalmádena marina 2.8 kilometres downhill with its restaurants, boat moorings and coastal promenade. The A-7 motorway lies four minutes away by car, connecting Málaga airport in 20 minutes and Marbella in 35 minutes.
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Features
What this home includes
- Pool
- Sea view
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 259 m²
- Terrace
- 53 m²
- Plot size
- 557 m²
- Levels
- 1
- Year built
- 2021
- Furniture
- Fully Furnished
- Pool
- Yes
- Sea view
- Yes
- Complex
- Stupa Hills
- Area
- Benalmadena
- City
- Benalmádena
- Province
- Málaga
- Coast
- Costa del Sol
Location
Benalmadena, Benalmádena
Residential complexStupa HillsMap shows the Stupa Hills complex location. Exact unit address provided upon request. This property is in BenalmádenaCosta del Sol.
9 questions answered
Buying this apartment in Benalmadena
Can foreigners buy property in Benalmádena?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Benalmádena. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Benalmádena?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
