For sale · Costa del Sol · Estepona
Available3-Bed Apartment for Sale in Selwo, Estepona
Gated community
€510,000
3 beds · 2 baths · 91 m² built
Ref HT5520139Updated daily · Last sync 26 October 2026
About this property
Overview
Three-bedroom apartment with private pool in Selwo, Costa del Sol. This 91sqm first-floor residence, built in 2020, delivers contemporary coastal living through a 29sqm terrace that overlooks communal gardens. The apartment includes three bedrooms, two bathrooms, and comes with both a dedicated parking space and storage room.
Inside, the layout maximises natural light across 91 square metres of living space. The terrace extends the usable area by 29 square metres, providing outdoor dining and lounging space sheltered from prevailing winds. The kitchen connects to the main living area, whilst the principal bedroom suite offers separation from the two additional bedrooms. Both bathrooms feature modern fittings installed during the 2020 construction. One allocated parking space sits beneath the building, with the storage room providing practical space for seasonal equipment or luggage.
The complex in Selwo sits 3 kilometres from Estepona's marina and old town centre, a seven-minute drive along the coastal road. Residents access an outdoor swimming pool, heated indoor pool, fully equipped gym, sauna, and coworking space designed for remote professionals. Twenty-four-hour security patrols the grounds. The location positions you between Estepona's restaurants and Marbella's shopping districts, with multiple golf courses including Estepona Golf within a five-minute drive. Playa del Saladillo beach lies 2.5 kilometres away, reachable in under ten minutes by car.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 91 m²
- Terrace
- 29 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Area
- Selwo
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Selwo, Estepona
Map shows the approximate Selwo, Estepona area. Exact address provided upon request. This property is in SelwoEsteponaCosta del Sol.
Nearest beach
9 mindrive
Club de Golf El Coto de la Serena
10 mindrive
Puerto Estepona
13 mindrive
Hospital Hospiten de Estepona
5 mindrive
Estepona
13 mindrive
Málaga Airport (AGP)
68 mindrive
9 questions answered
Buying this apartment in Selwo
Can foreigners buy property in Selwo?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Selwo. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Selwo?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
