For sale · Costa del Sol · Marbella
Available3-Bed Apartment in River Gardens, Marbella
Residential complexRiver Gardens
€575,000
3 beds · 2 baths · 138 m² built
Ref HT5512912Updated daily · Last sync 13 October 2026
About this property
Overview
Three-bedroom apartment with private pool in Nueva Andalucía, Costa del Sol. This fully furnished residence spans 138 square metres of interior space complemented by a 30-square-metre terrace that overlooks tropical gardens within the River Gardens community. The terrace provides ample room for outdoor dining and lounging, creating a genuine extension of the living area where you can enjoy the Mediterranean climate in complete privacy.
The apartment delivers a practical layout with an open-plan living and dining area connecting to a fully equipped kitchen. Three bedrooms and two bathrooms accommodate family living or guests comfortably, whilst the 138-square-metre footprint ensures each space feels generous rather than cramped. Built in 2003 and maintained to an excellent standard, the property includes one parking space and comes ready to move into with all furnishings included. Air conditioning and quality finishes throughout reflect thoughtful upkeep over the years.
River Gardens sits within Nueva Andalucía's Golf Valley, positioning you a five-minute drive from Puerto Banús marina and its collection of restaurants, boutiques and waterfront promenades. The complex offers a communal swimming pool and manicured gardens that create a quiet residential atmosphere whilst remaining close to the commercial energy of the coast. Los Naranjos Golf Club lies within walking distance, and the beaches of San Pedro de Alcántara are a ten-minute drive west along the coastal road.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 138 m²
- Terrace
- 30 m²
- Parking spaces
- 1
- Pool
- Yes
- Complex
- River Gardens
- Area
- Nueva Andalucía
- City
- Marbella
- Province
- Málaga
- Coast
- Costa del Sol
Location
Nueva Andalucía, Marbella
Map shows the approximate Nueva Andalucía, Marbella area. The exact position of River Gardens is not published. This property is in Nueva AndalucíaMarbellaCosta del Sol.
Playa Canina Ventura del Mar
11 mindrive
Real Club de Golf Las Brisas
5 mindrive
Puerto Deportivo José Banus
8 mindrive
Ambulatorio de Nueva Andalucia.
7 mindrive
San Pedro Alcántara
10 mindrive
Málaga Airport (AGP)
59 mindrive
9 questions answered
Buying this apartment in Nueva Andalucía
Can foreigners buy property in Nueva Andalucía?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Nueva Andalucía. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Nueva Andalucía?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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