For sale · Costa del Sol · Estepona
Available3-Bed Apartment in Bahía del Velerín, Estepona
Residential complexBahía del VelerínGated community
€1,895,000
3 beds · 2 baths · 122 m² built
Ref HT5361238Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom apartment with beachfront position in New Golden Mile, Costa del Sol. Direct access to the sand places you within the sound of breaking waves, a feature that defines daily life here rather than existing as occasional luxury. The south and southwest orientation floods the 122-square-metre interior with natural light from morning through to evening.
The open-plan living area integrates kitchen, dining space and lounge across a single continuous floor, recently renovated to contemporary standards with fitted appliances and neutral finishes throughout. The master bedroom includes an en-suite bathroom, whilst the two additional bedrooms share a second full bathroom. A 23-square-metre terrace extends the living space outdoors, positioned to capture both sea views and afternoon sun. The apartment comes fully furnished and occupies the ground floor, providing level access from the entrance to the communal areas. One parking space is included within the secure complex.
Bahía del Velerín is a gated beachfront development with maintained gardens, a communal pool and 24-hour security. The complex sits midway between Marbella and Estepona, with Puerto Banús marina located 8 kilometres northeast along the coastal road. The New Golden Mile stretches between these two towns, offering a succession of beach clubs, golf courses and restaurants within a short drive.
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Features
What this home includes
- Beach view
- Pool view
- Sea view
- Air conditioning
- Fireplace
- Underfloor heating
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Storage room
- Utility room
- Beachfront
- Beachside
- Close to schools
- Close to the sea
- Frontline beach
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 122 m²
- Terrace
- 23 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- Orientation
- South, South West
- Complex
- Bahía del Velerín
- Area
- New Golden Mile
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
New Golden Mile, Estepona
Residential complexBahía del VelerínMap shows the Bahía del Velerín complex location. Exact unit address provided upon request. This property is in New Golden MileEsteponaCosta del Sol.
Nearest beach
1 mindrive
Club de Golf El Coto de la Serena
8 mindrive
Puerto Estepona
12 mindrive
The International School of Estepona
11 mindrive
Colegio Público Cancelada
7 mindrive
Aldi
17 minwalk
Hospital Hospiten de Estepona
4 mindrive
Pharmacy
3 mindrive
Carrefour
9 mindrive
Estepona
12 mindrive
Gibraltar Airport (GIB)
50 mindrive
9 questions answered
Buying this apartment in New Golden Mile
Can foreigners buy property in New Golden Mile?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in New Golden Mile. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in New Golden Mile?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
