For sale · Costa del Sol · Marbella
Available3-Bed Apartment in Las Terrazas de Las Lomas, Marbella
Residential complexLas Terrazas de Las LomasGated community
€1,690,000
3 beds · 3 baths · 169 m² built
Ref HT5456134Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom apartment with private pool in Marbella, Costa del Sol. This 169-square-metre residence has been completely renovated to a contemporary standard whilst retaining the architectural heritage of Fernando Higueras's 1989 design, the only protected development of its kind on the Golden Mile.
The single-level layout centres on a 28-square-metre living-dining room that opens directly onto a 69-square-metre terrace with unobstructed views across both sea and mountains. The separate kitchen includes integrated appliances and a dedicated laundry area. All three bedrooms feature floor-to-ceiling fitted wardrobes, and each has access to either an en-suite or private bathroom. One allocated parking space is included in the secure underground garage, and furniture can be negotiated separately if required.
Las Terrazas de Las Lomas sits within gated grounds on the Golden Mile, with 24-hour security, communal swimming pools, landscaped gardens, and a residents' gym. The complex is positioned 1.2 kilometres from Marbella Club Hotel and a five-minute drive from Puerto Banús marina. The beachfront promenade lies 800 metres downhill via pedestrian access through the community gardens.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 169 m²
- Terrace
- 69 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Complex
- Las Terrazas de Las Lomas
- City
- Marbella
- Province
- Málaga
- Coast
- Costa del Sol
Location
Marbella
Residential complexLas Terrazas de Las LomasMap shows the Las Terrazas de Las Lomas complex location. Exact unit address provided upon request. This property is in MarbellaCosta del Sol.
Playa de Nagüeles
5 mindrive
Real Club de Golf Las Brisas
9 mindrive
Puerto Deportivo José Banus
7 mindrive
Aloha College
4 mindrive
Swans
6 mindrive
Mercadona
11 minwalk
Hospital
6 mindrive
Farmacia Puerto Banús
5 mindrive
Centro Comercial Marina Banús
6 mindrive
Marbella
9 mindrive
Málaga Airport (AGP)
55 mindrive
9 questions answered
Buying this apartment in Marbella
Can foreigners buy property in Marbella?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Marbella. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Marbella?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
