For sale · Costa del Sol · Manilva
Available3-Bed Apartment in Punta Paloma, Manilva
Residential complexPunta PalomaGated community
€345,000€429,000
3 beds · 2 baths · 162 m² built
Price reduced
Ref HT5292160Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom apartment with private terrace in Manilva, Costa del Sol. The 28-square-metre southeast-facing terrace has been partially enclosed with a Lumon glazing system, creating a year-round outdoor room that doubles as a walk-in dressing area whilst maintaining an open section for alfresco dining.
Inside, 162 square metres of built space accommodates three bedrooms and two bathrooms across a single level. The independent kitchen connects to a living-dining room with direct terrace access, where floor-to-ceiling glass doors draw southeast light deep into the interior throughout the morning and early afternoon. The principal bedroom includes an en-suite bathroom, whilst the two additional bedrooms share a second full bathroom. One allocated parking space is included, and the apartment is available with optional furniture if required.
Punta Paloma is a gated residential complex with communal swimming pool, landscaped gardens, and 24-hour security. The development sits 400 metres from La Duquesa Marina, where waterfront restaurants and a weekly market operate year-round. Manilva's old town centre lies three kilometres inland, and Estepona's beachfront promenade is a 15-minute drive east along the A-7 coastal road.
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Features
What this home includes
- Pool view
- Air conditioning
- Underfloor heating
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Utility room
- Mains gas
- Fibre internet
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 162 m²
- Terrace
- 28 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Orientation
- South East
- Complex
- Punta Paloma
- Area
- Punta Paloma
- City
- Manilva
- Province
- Málaga
- Coast
- Costa del Sol
Location
Punta Paloma, Manilva
Residential complexPunta PalomaMap shows the Punta Paloma complex location. Exact unit address provided upon request. This property is in Punta PalomaManilvaCosta del Sol.
9 questions answered
Buying this apartment in Punta Paloma
Can foreigners buy property in Punta Paloma?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Punta Paloma. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Punta Paloma?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
