For sale · Costa del Sol · Fuengirola
Available3-Bed Apartment in Garden Home, Fuengirola
Residential complexGarden HomeGated community
€479,000
3 beds · 2 baths · 116 m² built
Ref HT5048215Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom apartment with private pool in Los Pacos, Costa del Sol. This ground-floor property, delivered in 2024, includes a tourist licence and comes fully furnished with 116 square metres of living space plus a 16-square-metre terrace. The en-suite principal bedroom anchors a layout designed for year-round coastal living, with two additional double bedrooms and a second full bathroom serving the rest of the floor plan.
Inside, the open-plan living and dining area connects directly to the private terrace through full-width glazing, extending the usable space outdoors. The fully equipped kitchen features integrated appliances and stone worktops, with dedicated zones for preparation and storage. Both bathrooms include walk-in showers, and the en-suite adds a floating vanity unit with built-in storage. One allocated parking space comes with the property, positioned within the secure underground garage.
Garden Home is a gated complex in Los Pacos with 24-hour security, landscaped communal gardens, and a shared swimming pool. The development sits 1.2 kilometres from Fuengirola Marina, where the promenade stretches along six kilometres of coastline with beach clubs, restaurants, and water sports facilities. Los Pacos itself offers supermarkets, international schools, and medical centres within a five-minute walk, while the AP-7 motorway link provides access to Málaga Airport in 20 minutes and Marbella in 25 minutes.
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Features
What this home includes
- Air conditioning
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Furnished
- Fibre internet
- Close to schools
- Close to the sea
- Close to town
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 116 m²
- Terrace
- 16 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- New build
- Yes
- Complex
- Garden Home
- Area
- Los Pacos
- City
- Fuengirola
- Province
- Málaga
- Coast
- Costa del Sol
Location
Los Pacos, Fuengirola
Residential complexGarden HomeMap shows the Garden Home complex location. Exact unit address provided upon request. This property is in Los PacosFuengirolaCosta del Sol.
Playa Torreblanca-Carvajal
10 minwalk
Campo Los Lagos
10 mindrive
Puerto Deportivo de Fuengirola
7 mindrive
The British College
12 mindrive
Colegio Finlandés
4 mindrive
Carrefour
4 mindrive
Mercadona
6 minwalk
Supercor
8 minwalk
Hospital Vithas Xanit International
12 mindrive
Farmacia Viñas
5 minwalk
Centro Nórdico
5 mindrive
Fuengirola
8 mindrive
58 restaurants & bars
within 12 minwalk
Málaga Airport (AGP)
32 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this apartment in Los Pacos
Can foreigners buy property in Los Pacos?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Los Pacos. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Los Pacos?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
