For sale · Costa del Sol · Marbella
Available3-Bed Apartment in santa clara, Marbella
Residential complexsanta claraGated community
€3,600,000
3 beds · 3 baths · 226 m² built
Ref HT5500468Updated daily · Last sync 23 October 2026
About this property
Overview
Three-bedroom apartment with beachfront position in Los Monteros, Costa del Sol. The property sits directly on the seafront within a secure, gated development, with 226 square metres of living space and a 50-square-metre south-facing terrace that overlooks the Mediterranean. Step inside and the scale becomes immediately apparent: a large open-plan living and dining room with a working fireplace, floor-to-ceiling windows, and direct terrace access.
The terrace itself divides into two distinct zones, one arranged for lounging and the other set up for outdoor dining, both positioned to capture full southern sun throughout the day. All three bedrooms come with en-suite bathrooms, and the apartment is sold fully furnished with quality fittings throughout. The kitchen connects to the main living area and opens onto the terrace. One underground parking space is included, and the communal areas feature tropical gardens with ponds, fountains, a large swimming pool, and a separate children's pool.
The development sits within Los Monteros Playa, one of Marbella's most established beachfront communities, with 24-hour security and direct access to a private stretch of sand. Trocadero Arena, a well-known beach restaurant, lies within a five-minute walk along the shore. Marbella town centre, with its old quarter and marina, is a ten-minute drive west, while the property's immediate surroundings include several beachfront dining options and a quiet residential setting that remains occupied year-round.
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Features
What this home includes
- Mountain view
- Panoramic view
- Sea view
- Air conditioning
- Underfloor heating
- Jacuzzi
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Storage room
- Utility room
- Garage
- Private parking
- Fibre internet
- Beachfront
- Beachside
- Close to golf
- Close to schools
- Close to the sea
- Frontline beach
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 226 m²
- Terrace
- 50 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- Orientation
- South, South West
- Complex
- santa clara
- Area
- Los Monteros
- City
- Marbella
- Province
- Málaga
- Coast
- Costa del Sol
Location
Los Monteros, Marbella
Map shows the approximate Los Monteros, Marbella area. The exact position of santa clara is not published. This property is in Los MonterosMarbellaCosta del Sol.
El Alicate
6 mindrive
Greenlife Golf Marbella
9 mindrive
Marina Marbella
8 mindrive
Urgencias Hospital Costa del Sol
3 mindrive
Marbella
11 mindrive
Málaga Airport (AGP)
51 mindrive
9 questions answered
Buying this apartment in Los Monteros
Can foreigners buy property in Los Monteros?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Los Monteros. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Los Monteros?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
