For sale · Costa del Sol · Marbella
Available€2,950,000
3 beds · 4 baths · 231 m² built
Ref HT5293915Updated daily · Last sync 27 October 2026



About this property
Three-bedroom apartment with beachfront position in Los Monteros, Costa del Sol. The property sits directly on the sand, with protected dunes stretching along the shoreline and uninterrupted access to some of the finest beaches on this stretch of coast. A south-facing terrace of 55 square metres wraps around the living space, divided into separate lounge and dining zones that catch sun from morning through to late afternoon.
Inside, 231 square metres of built space includes a living and dining room with a working fireplace, a fully fitted kitchen, and three bedrooms, each with its own en-suite bathroom plus an additional guest WC. The ground-floor layout opens directly onto the terrace, which overlooks subtropical gardens and water features within the gated complex. One underground parking space is included, and the apartment comes with optional furniture if required. The property was built in 2004 and remains in excellent condition throughout.
Los Monteros Playa is a secure, gated community with a shared swimming pool and 24-hour security, set between the A7 coastal road and the beach. Marbella town centre lies 8 kilometres west, a ten-minute drive along the coast. The complex is positioned midway between the marina at Puerto Banús and the quieter eastern beaches that extend towards Elviria, with Los Monteros Golf Club bordering the development to the north.
Features
Property details
Location
Map shows the Los Monteros Playa complex location. Exact unit address provided upon request. This property is in Los MonterosMarbellaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Los Monteros. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€12,771 / m²
€12,771 × 231 m² = €2,950,000 asking
Comparable averages
Marbella apartments
941 active listings
Similar properties
Market average €6,511/sqm across 941 active marbella apartments.