For sale · Costa del Sol · Mijas
Available€539,000
3 beds · 2 baths · 198 m² built
Ref HT5437231Updated daily · Last sync 27 October 2026



About this property
Three-bedroom apartment with sea views in La Cala Golf, Costa del Sol. Built in 2022, this fully furnished residence occupies 198 square metres of interior space designed around an open-plan layout that connects the kitchen, living and dining areas without visual interruption. The 60-square-metre private terrace extends the living space outward, offering unobstructed sightlines across the coastline.
Inside, three bedrooms provide accommodation across the floorplan, served by two bathrooms finished to contemporary specifications. The kitchen integrates modern cabinetry and appliances within the open-plan configuration, maintaining visual continuity with the main living zone. Floor-to-ceiling glazing along the terrace-facing wall brings consistent natural light into the interior throughout the day. The property includes one designated parking space and comes fully furnished with pieces selected to complement the proportions of each room.
The Harmony complex provides gated access, communal swimming pool, landscaped gardens and 24-hour security within the La Cala Golf Resort. Three 18-hole championship courses lie within the resort boundaries, with the nearest fairways positioned 400 metres from the apartment block. Fuengirola's beaches and town centre sit 8 kilometres to the southeast, reachable in 12 minutes by car along the A-7 coastal road.
Features
Property details
Location
Map shows the Harmony complex location. Exact unit address provided upon request. This property is in La Cala GolfMijasCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in La Cala Golf. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€2,722 / m²
€2,722 × 198 m² = €539,000 asking
Comparable averages
Mijas apartments
430 active listings
Similar properties
Market average €4,651/sqm across 430 active mijas apartments.